Your Investment Picture
Personalized projections based on your exact age
SIP Growth — Investment vs Returns
Term Insurance Cost by Age
₹1 Crore cover — estimated monthly premium for a healthy non-smoker
| Age | Monthly premium | Annual premium | Extra vs age 25 |
|---|
* Estimates based on industry averages. Actual premiums vary by insurer, health, and lifestyle.
Every year of delay costs you wealth
Time is your most powerful financial tool — and it's running. Start your SIP today, even with ₹500/month.
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How It Works
Three steps, zero jargon, completely free
01
Enter your date of birth
No signup, no email required. Your DOB is never sent to our servers — all age calculations happen right in your browser.
02
See your exact age
Get your age in years, months, days and hours. Plus fun facts: heartbeats, sleep hours, and more.
03
Get financial insights
Instantly see SIP projections, insurance cost comparisons, and your personal life milestones timeline.
Frequently Asked Questions
How accurate is this age calculator?
Our calculator accounts for leap years, varying month lengths, and the current time to give you your age accurate to the hour.
What is SIP and why does starting age matter?
SIP (Systematic Investment Plan) lets you invest a fixed monthly amount in mutual funds. Because of compounding, starting 5 years earlier can nearly double your final corpus at retirement.
Why does term insurance cost more at older ages?
Insurers price term plans based on mortality risk, which rises with age. A 25-year-old pays as little as ₹450/month for ₹1 Cr cover; a 40-year-old pays ₹1,600+ for the same plan.
Is my date of birth stored or shared?
Your date of birth never leaves your device — all age and financial calculations run entirely in your browser. We do not store or transmit your DOB. Note: we use Google AdSense to keep this tool free, which may use cookies for ad personalisation. See our
Privacy Policy for details.
What return rate is used in SIP projections?
We use 12% annual return — the approximate long-term average of diversified equity mutual funds in India. Actual returns vary; past performance does not guarantee future results.